Financial Freedom sure would be nice
According to a new CNNMoney poll 9 out of 10 respondents gave themselves better than even odds of accomplishing their top financial goal for 2008 (though many simultaneously fear they don’t have the cash to do it). One way to help yourself keep your money promise is to automate it. Set up your bank account [...]
1. Budgets are great way to keep track of how much money you have left over after the bills are paid. They provide a practical way to keep track of your spending. It doesn’t matter if you are rich or poor, it is nice to know where your money is going. 2. Creating a budget [...]
See my article on Alternative Minimum tax here which explains why the tax was enacted. Here is a little snippet: The alternative minimum tax is an extra tax some people have to pay on top of the regular income tax. The original idea behind this tax was to prevent high income people from using special [...]
By Ben Stein and Phil Demuth Ben Stein’s money was a great TV Program. Checkout Ben Stein’s Bio hereHere are a several things they say about retirement:1. Maximize your abilities through self-discipline and the ability to get along with others. 2. Start Saving early. If it doesn’t hurt, you’re probably not saving enough. 3. Never [...]
Social Security Problems and more reasons to setup your own retirement See this QA from The Social Security Office If you are age 55 you should be able to receive your full benefits according to the Social Security Administration. If you are age 26 then this could be a problem because when you reach 60 [...]
Top things you should know from Money Mags Article on Retirement 1. Save as much as you can as early as you can. 2. Set realistic goals. 3. A 401(k) is one of the easiest and best ways to save for retirement. 4. An IRA also can give your savings a tax-advantaged boost. 5. Focus [...]
AMT Facts: The Urban-Brookings Tax Policy Center says the AMT will hit 3.6 million out of the nation’s 131 million taxpayers filing for tax year 2005 (filed in early 2006), and could affect 31 million by 2010 if nothing is done. The alternative minimum tax is an extra tax some people have to pay on [...]
Great Value CFL Light Bulb: 13 Watt (60W Equiv), 6-Pk for $9.88 from Walmart I just replaced over 40 lightbulbs in my house over the weekend. Spent $105 in light bulbs. Hopefully I can save as much as $500 this year less my costs of $105.00 will give me a profit of $395.00. Sounds good [...]
First off lets talk about what a pet can do for you. Ask anyone and they will tell you that a pet is part of the family. Over half of US households own one or more companion animals — dogs, cats, birds, fish, reptiles, pigs, hamsters and the like. In this article from Pedigree they [...]
1. Spend less money than you bring in. You might need to earn more by getting a part time job or by spending less. 2. Saving and Investing your funds. Try to put your savings on automatic. Have a portion of your pay put into savings before you even see it and you won’t miss [...]
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