By Ben Stein and Phil Demuth

Ben Stein’s money was a great TV Program.
Checkout Ben Stein’s Bio hereHere are a several things they say about retirement:1. Maximize your abilities through self-discipline and the ability to get along with others.
2. Start Saving early. If it doesn’t hurt, you’re probably not saving enough.
3. Never spend more than you earn.
4. Max out all your retirement plans every year.
5. Consider the tax implications of everything you do.
6. Buy your home.
7. Plan far ahead for your retirement, and then stick to your program.
8. Make a plan with a reliable financial advisor. Don’t be afraid to ask for advice.
9. Saving your hindquarters, not your face—that is, make savings and financial stability more important than showing off or looking cool.
10. Adopt a straightforward investment philosophy that takes advantage of the historical benefits of investing in common stocks but balances it with bonds in a judicious mixture.

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