Financial Freedom sure would be nice
Money from paycheck to paycheck Paying off your mortgage, putting the kids through college, amassing an emergency fund, are you serious? For some, having any cash left over from paycheck to paycheck is a tall order. You can break out of the paycheck to paycheck whole, pay off debt and actually start setting aside money. [...]
According to the U.S. Department of Labor, the average American family of four spends $8,513 per year on groceries — that’s $709 per month! And many of us blow our budgets further on restaurant meals. Here are some ideas on saving money on food from Kiplinger’s Magazine LEARN TO COOK Eating out is a huge [...]
Checkout these sites for job opportunities for older workers: Enrge.us This website specializes in helping retired government workers find jobs in the private sector. Workers can post resumes for free which potential companies can then view (for a fee). There are no job postings allowed by the companies. ExecSearches.com Helps government, nonprofit, education and groups [...]
If you have an older TV that can’t get the new digital signal you can get a coupon from the government. This coupon is to pay for a box that will allow your old TV to work with the new over the air digital signal. Each household can receive up to 2 coupons at $40 [...]
The US Postal Service created a stamp called the Forever stamp on April of 2007. This Forever stamp is locked in at the price of the first-class stamp. This Forever first-class stamp is free from rate increases. They are good indefinitely. Stamps will go up in price on May 12th, 2008. You can buy Forever [...]
Tips for taking a home inventory 1. Do a room at a time. Break up the job into smaller parts so that it doesn’t seem so daunting. 2. Make sure you list items and serial numbers. Serial numbers are important if the item is stolen. The police can get the item back to you. Pictures [...]
Things to know when selling your car: 1. Clean the car thoroughly. How would you feel buying a dirty car with junk inside it and without it being cleaned inside and out. 2. Set a price by checking the local newspaper, and Kelly Blue Book. I usually go a little higher to give myself some [...]
Here is an interesting Article on someone becoming homeless by choice and overcoming adversity. Excerpt from the article: The effort, he says, was inspired after reading “Nickel and Dimed,” in which author Barbara Ehrenreich takes on a series of low-paying jobs. Unlike Ms. Ehrenreich, who chronicled the difficulty of advancing beyond the ranks of the [...]
CNNMoney has some good Financial tips for couples: 1: Get your own credit history 2: Consider disability insurance 3: Combine the best 401(k) features 4: Streamline your savings I think that getting your own credit history is a great idea. My wife just purchased a car and she used her credit to get the car [...]
So, your ready to start investing. You have your high interest debts paid down (or off) and you have your emergency fund setup that can pay for 3-6 months worth of expenses. Dollar-cost averaging is a simple concept. You invest fixed dollar amounts on a fixed time schedule regardless of price into an investment. An [...]
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