Author Archive
Posted in January 11th, 2008
Checkout the Hot Career Trends for 2008 here
Opportunities abound in these insecure times — if you know where to look.
Drive More Pay More
Find out which states are considering a new transportation tax that’s computed by tracking where and when drivers take to the roads.
Remodeling Ideas That Pay Off
In any type of real estate market, home [...]
continue reading.....
Posted in January 9th, 2008
I have been thinking for a while now about getting a new cash rewards credit card. The Amex Blue Cash card looks good and so does the Chase Business rewards card. The Amex Blue Cash card gives you 1% to 5% cash bach on everyday purchases like supermarkets, gas stations and drug stores. There is [...]
continue reading.....
Posted in January 7th, 2008
1. Ditch Your Debit Card
It seems counterintuitive, but when you’re paying with plastic, credit cards are the way to go. At least that’s if you have the willpower to charge only what you can afford to pay off each month. Credit cards offer more consumer protections — from extended warranties on purchases to zero [...]
continue reading.....
Posted in January 3rd, 2008
Checkout this calculator to find out how long it will take you to become a millionaire.
Based upon how much you have, how long you will save and at what rate, and find out when your nest egg will hit 7 figures.
Money Magazine’s Millionaire Calculator
If you enjoyed this post, make sure you subscribe to my RSS [...]
continue reading.....
Posted in December 31st, 2007
According to a new CNNMoney poll 9 out of 10 respondents gave themselves better than even odds of accomplishing their top financial goal for 2008 (though many simultaneously fear they don’t have the cash to do it).
One way to help yourself keep your money promise is to automate it. Set up your bank account [...]
continue reading.....
Posted in December 29th, 2007
1. Budgets are great way to keep track of how much money you have left over after the bills are paid.
They provide a practical way to keep track of your spending. It doesn’t matter if you are rich or poor, it is nice to know where your money is going.
2. Creating a budget requires:
Identifying [...]
continue reading.....
Posted in December 27th, 2007
See my article on Alternative Minimum tax here
which explains why the tax was enacted.
Here is a little snippet:
The alternative minimum tax is an extra tax some people have to pay on top of the regular income tax. The original idea behind this tax was to prevent high income people from using special tax benefits to [...]
continue reading.....
Posted in December 26th, 2007
By Ben Stein and Phil Demuth
Ben Stein’s money was a great TV Program.
Checkout Ben Stein’s Bio hereHere are a several things they say about retirement:1. Maximize your abilities through self-discipline and the ability to get along with others.
2. Start Saving early. If it doesn’t hurt, you’re probably not saving enough.
3. Never spend more than you [...]
continue reading.....
Posted in December 23rd, 2007
Social Security Problems and more reasons to setup your own retirement
See this QA from The Social Security Office
If you are age 55 you should be able to receive your full benefits according to the Social Security Administration.
If you are age 26 then this could be a problem because when you reach 60 by the year [...]
continue reading.....
Posted in December 20th, 2007
Top things you should know from Money Mags Article on Retirement
1. Save as much as you can as early as you can.
2. Set realistic goals.
3. A 401(k) is one of the easiest and best ways to save for retirement.
4. An IRA also can give your savings a tax-advantaged boost.
5. Focus on your asset allocation more [...]
continue reading.....