Tips for taking a home inventory

1. Do a room at a time. Break up the job into smaller parts so that it doesn’t seem so daunting.

2. Make sure you list items and serial numbers. Serial numbers are important if the item is stolen. The police can get the item back to you. Pictures of the rooms and individual items is helpful also. Attach any receipts or appraisals that you may have for the items in the rooms.

3. Update the list periodically when you get new items.

4. Keep the list of the item list, pictures, receipts and appraisals in a safety deposit box outside the house in case anything happens.

CNNMoney has some good Financial tips for couples:

1: Get your own credit history

2: Consider disability insurance

3: Combine the best 401(k) features

4: Streamline your savings

I think that getting your own credit history is a great idea. My wife just purchased a car and she used her credit to get the car which will in turn help her to increase her credit score by making the payments on time.

Disability insurance is a great idea especially if you have health problems. According to an industry group, the Life and Health Insurance Foundation for Education, about one in five Americans will become disabled for one year or more before the age of 65.

As far as combining the best of your 401 features this is a good idea. Make sure that the asset mix of all of your investments make the best sense for both of your investment styles and age group.

Not sure that combining your bank accounts is a good idea. If a divorce occurs assets are still community property in most states, but it makes it a real hassle if one person shuts down the accounts without your knowledge. This will cut down on paperwork and possibly fees, I am just not sure it is right for me.

Checkout the full article here.

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