Financial Freedom sure would be nice
Best Buy $50 gift cards
MINNEAPOLIS, Minnesota (AP) — Electronics retailer Best Buy Co. said Wednesday it will give gift cards to customers that bought HD-DVD players or HD-DVD attachments from its U.S. stores as the format goes away in favor of the Blu-ray standard.
Toshiba conceded the market to Blu-Ray and announced they were stopping production […]
1. It is difficult for fund managers with years of experience to beat the market so why not just invest in S&P 500 index funds or whole market index funds with low fees. Investors will beat out actively managed funds most of the time.
2.Fire your full service broker that charge really high fees or a […]
Money from paycheck to paycheck
Paying off your mortgage, putting the kids through college, amassing an emergency fund, are you serious? For some, having any cash left over from paycheck to paycheck is a tall order.
You can break out of the paycheck to paycheck whole, pay off debt and actually start setting aside money. The […]
According to the U.S. Department of Labor, the average American family of four spends $8,513 per year on groceries — that’s $709 per month! And many of us blow our budgets further on restaurant meals.
Here are some ideas on saving money on food from Kiplinger’s Magazine
LEARN TO COOK
Eating out is a huge budget buster. Even […]
The US Postal Service created a stamp called the Forever stamp on April of 2007.
This Forever stamp is locked in at the price of the first-class stamp.
This Forever first-class stamp is free from rate increases. They are good indefinitely.
Stamps will go up in price on May 12th, 2008.
You can buy Forever Stamps in between now […]
Here is an interesting Article on someone becoming homeless by choice and overcoming adversity.
Excerpt from the article:
The effort, he says, was inspired after reading “Nickel and Dimed,” in which author Barbara Ehrenreich takes on a series of low-paying jobs. Unlike Ms. Ehrenreich, who chronicled the difficulty of advancing beyond the ranks of the working […]
CNNMoney has some good Financial tips for couples:
1: Get your own credit history
2: Consider disability insurance
3: Combine the best 401(k) features
4: Streamline your savings
I think that getting your own credit history is a great idea. My wife just purchased a car and she used her credit to get the car which will in turn help […]
So, your ready to start investing. You have your high interest debts paid down (or off) and you have your emergency fund setup that can pay for 3-6 months worth of expenses.
Dollar-cost averaging is a simple concept. You invest fixed dollar amounts on a fixed time schedule regardless of price into an investment.
An example […]
When you need your money short term, think in terms of a money market. You can make some interest and still have access to your money when you need to. These types of accounts are great for emergency funds.
Checkout the rates in your area:
Bankrate
Checkout this blog for rate information:
Daily Banker
I currently have a money market […]
You want to retire some day and you would like to have 1 million dollars to do it. Here are some calculations of what it would take at ages 25, 35, 45 and 55 from Kiplingers Magazine.
If you start saving $286 per month at age 25, assuming an 8% average annual return, you will have […]
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