http://retireonless.com Financial Freedom sure would be nice Sat, 03 May 2008 00:26:44 +0000 http://backend.userland.com/rss092 en This year we celebrate Tax Freedom Day on Wednesday, April 23. That's the day we stop working for the state, local and federal government and start working for ourselves. For average workers, all of our earnings for the first 113 days of the year go to pay federal, state and ... http://retireonless.com/2008/05/02/tax-freedom-day-april-23rd-2008/ Borders may put itself up for sale. This may give rival Barnes and Noble a chance to pick up Borders at firesale pricing. Borders executives are one year into a plan to turn around the bookseller, revealed on Mar. 20 they were considering selling all or part of the company after ... http://retireonless.com/2008/03/24/borders-may-put-itself-up-for-sale/ Best Buy $50 gift cards MINNEAPOLIS, Minnesota (AP) -- Electronics retailer Best Buy Co. said Wednesday it will give gift cards to customers that bought HD-DVD players or HD-DVD attachments from its U.S. stores as the format goes away in favor of the Blu-ray standard.  Toshiba conceded the market to Blu-Ray and ... http://retireonless.com/2008/03/21/best-buy-to-offer-50-dollar-gift-cards-to-hd-dvd-purchasers/ 1. It is difficult for fund managers with years of experience to beat the market so why not just invest in S&P 500 index funds or whole market index funds with low fees. Investors will beat out actively managed funds most of the time. 2.Fire your full service broker that charge ... http://retireonless.com/2008/03/14/some-tips-for-saving-money-on-investing/ Some ideas for reducing your student loan debt and repayments: 1.Consolidate your student loans into one loan that spreads the payments over a longer period of time. Sometimes this enables you to receive a better interest rate on the consolidated loan. 2.Work out a plan with lenders to extend payments. 3.Work with a ... http://retireonless.com/2008/03/08/student-loan-debt-repayment/ Money from paycheck to paycheck Paying off your mortgage, putting the kids through college, amassing an emergency fund, are you serious? For some, having any cash left over from paycheck to paycheck is a tall order. You can break out of the paycheck to paycheck whole, pay off debt and actually ... http://retireonless.com/2008/02/29/extra-money-from-paycheck-to-paycheck/ According to the U.S. Department of Labor, the average American family of four spends $8,513 per year on groceries -- that's $709 per month! And many of us blow our budgets further on restaurant meals. Here are some ideas on saving money on food from Kiplinger's Magazine LEARN TO COOK Eating out is ... http://retireonless.com/2008/02/27/some-ideas-on-saving-money-on-food/ Checkout these sites for job opportunities for older workers: Enrge.us This website specializes in helping retired government workers find jobs in the private sector. Workers can post resumes for free which potential companies can then view (for a fee). There are no job postings allowed by the companies. ExecSearches.com Helps government, nonprofit, education and ... http://retireonless.com/2008/02/25/older-workers-and-job-opportunities-websites/ If you have an older TV that can't get the new digital signal you can get a coupon from the government. This coupon is to pay for a box that will allow your old TV to work with the new over the air digital signal. Each household can receive up to 2 ... http://retireonless.com/2008/02/23/tv-conversion-box-coupon/ The US Postal Service created a stamp called the Forever stamp on April of 2007. This Forever stamp is locked in at the price of the first-class stamp. This Forever first-class stamp is free from rate increases. They are good indefinitely. Stamps will go up in price on May 12th, 2008. You can buy ... http://retireonless.com/2008/02/21/save-money-using-forever-stamps-by-the-us-postal-service/